‘I'm buying a business...’

Are you looking at buying a business and how you can fund the acquisition cost and then the working capital requirement? If you are buying a business you often need to maximise the level of funding you can raise against the business’s assets, both to pay the purchase price and to support the ongoing trading.

If the transaction includes a property you may need to maximise the funds that can be raised against this as part of your purchase funding whilst looking to minimise the initial cash outflows and interest rates charged. In many cases you also need to deal with lenders who are prepared to advance in situations where accounts are not available, or in particularly urgent cases you may need to arrange a short term bridge in order to complete a deal and then arrange longer term finance later.

We deal with a full range of property funders from traditional mortgage lenders through to providers of bridging loans, mezzanine finance and even sale and leasebacks to extract maximum value from a property asset.

Factoring and invoice discounting are both ways to maximise the cash that can be generated as part of your working capital by borrowing against the business’s debtor book. To find out more look through our factoring information (takes you to www.creativefactoring.co.uk) or request a copy of our free 44 page guide.

Borrowing against other assets such as stock or plant and machinery may also provide additional cash and you can find out just how much you can borrow overall by using our free borrowing calculator.

To find the right lenders for your business, use our free property lender and factor finder  (takes you to www.creativefactoring.co.uk) services, or for tailored advice about a complete funding package complete the 'How much can you borrow?' calculator.